Group Retrospective Rating is an option for employers who are ineligible for traditional group rating. Under this program, BWC-certified group sponsors pool employers of like industry that meet their criteria for safety and claims management practices. If the total future claim costs of the group stay under a prescribed BWC threshold, the group members receive premium refunds ranging from 10 percent to 50 percent of their individual premiums paid.
CareWorksComp, Inc. (CareWorksComp) offers a comprehensive, full-service group retrospective rating program. Our unique approach to safety consultation and cost control initiatives fosters an environment where our group retrospective program participants successfully obtain the benefits of participating in the program. As your advocate, we will continually provide you the information necessary to succeed. For the July 1, 2011 CareWorksComp group retrospective rating programs currently being offered, savings refunds are projected at 47% and higher.
CareWorksComp will provide claims administration services, hearing representation and representation in risk-related matters before the Ohio Bureau of Workers' Compensation (BWC). You will also receive periodic status updates for your company individually and for the group.
Group retrospective rating employers continue to pay their semi-annual premiums (at their individual rates) to BWC, as if they were not in a group.
  • If new claim costs remain under predetermined limits for the group as a whole, rebates will be issued by BWC at 12, 24 and 36 month intervals after the policy year ends.

  • Employers that maintain participation in the group retrospective program for multiple years can continue to get multi-year rebates, if the group continues to perform well.
Private, state fund employers
Last business day of April (April 29, 2011)

Public employer taxing districts
Last business day of October (October 28, 2011)

For a no-cost, no-obligation analysis of your potential to participate in a CareWorksComp' administered group retrospective ratings program, submit your information below and a consultant will contact you shortly.

This is to certify that CareWorksComp. (ID No.150-80)(Code 31/00) including its agents or representatives identified to you by them, has been retained to review and perform studies on certain workers' compensation matters on your behalf. The limited letter of authority provides access to the following types of information relating to your account: Risk files, Claim Files, Merit-rated or non-merit rated experiences, and other associated data.
Policy Number:
Electronic Signature:
Entering your name in the text box constitutes an electronic signature.

Association/Chamber: (optional)